Biswa is a seasoned data analytics leader known for driving transformational change in the BFSI sector across the North America and Southeast Asia. Currently serving as the Chief Data Officer at Tonik, the Philippines' first fully digital bank, he previously held a similar leadership role at the Indonesian fintech Kredivo Group. Before embarking in the FinTech world, Biswa had an multi-disciplinary background in Data, Product and Consulting at Fortune 500 companies such as Microsoft, PwC, and Oliver Wyman. Biswa employs an collaborative, and pragmatic approach to leveraging both traditional and generative AI for impactful business solutions. An alumnus from Northwestern University’s prestigious MS in Analytics program and a lifelong learner, Biswa describes himself as someone who is 'passionate about data and compassionate about people.’